It feels very embarrassing when you are paying through your Prepaid Visa or Master gift card for your purchases at a store, and it is declined. It is a very disheartening situation to face off. But there are chances when you face this type of situation, so don’t panic at that time. There are a few reasons why your gift cards can get declined.
Reasons for Visa prepaid card being declined:
Some gift cards have restrictions that keep them from being utilized outside of the country wherein they are purchased in a specific country or locales. Ordinarily, your issuer will impair or adjust geo-blocking upon demand.
Utilization of Credit Balance
Your credit extension or account balance has been utilized. On the off chance that you have utilized the full credit limit of your account (on account of Mastercards) or depleted your account balance or Prepaid Visa/Mastercard gift card account balance (check cards and pre-loaded cards), your card will be declined until you cover your Visa gift card bills or add cash to your bank or prepaid account. Note: For the situation of charge cards, it can take a few days for your payments to be credited to your account balance.
Limit of Prepaid Visa/Mastercard gift card exceeds
There is a certain amount of limit that a Prepaid Visa/ Mastercard gift cardholder has on a daily or monthly basis. If the user exceeds the daily or monthly limit, they will not be able to use the card for further transactions, and no matter if the card has a remaining balance in it or not. If the card is then used for any purchases or transactions, the authorities will decline the payment. To avoid this type of situation, check the account balance of your Prepaid Visa and Mastercard gift card beforehand so that you don’t get caught in the embarrassing situation.
Account linked to card is Closed
During the payment for any purchases or transactions, the authorities can decline the transfer of money if the account linked with the Prepaid Visa and Mastercard gift card has been closed.
Transaction from card is frozen
The payment or transaction can be declined by your Prepaid Visa and Mastercard gift card if the account linked with the gift card has been frozen either by your request or by the issuer of the gift card. For example, if your gift card is stolen or misplaced and you request to freeze the account linked with the card so that any further transactions cannot occur, anyone can not use that particular card for making payments.
The gift card decline issues can be solved with the help of the customer care service of PrepaidGiftBalance. You can reach out to them by dialing on 1-888-853-9536. You can reach out to them without any hesitation, and they will help you with full support and assistance.